Welcome to petinsurancehq.com (“Website”). These Terms and Conditions (“Terms”) govern your use of the Website and the services provided by Pet Insurance HQ (“we,” “us,” or “our”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website.
- Scope of Services
Pet Insurance HQ provides an online platform that allows users to compare and purchase pet insurance policies from various insurance providers. We do not provide insurance coverage directly; rather, we facilitate the process of finding and purchasing pet insurance. - User Responsibilities
2.1 Eligibility: By using the Website, you represent that you are at least 18 years old and have the legal capacity to enter into a binding contract. If you are using the Website on behalf of an organization or entity, you represent and warrant that you have the authority to bind that organization or entity to these Terms.
2.2 Accurate Information: You agree to provide accurate, complete, and up-to-date information during the registration process and when using the Website. You are solely responsible for the information you provide.
2.3 Account Security: You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account. You must promptly notify us of any unauthorized use or security breach of your account.
- Pet Insurance Quotes and Policies
3.1 Insurance Quotes: The Website provides pet insurance quotes based on the information you provide. These quotes are estimates and are subject to change based on various factors, including but not limited to the accuracy of the information provided and the underwriting criteria of the insurance providers.
3.2 Policy Terms and Conditions: When you purchase a pet insurance policy through the Website, you are entering into a contractual agreement with the insurance provider. It is your responsibility to review and understand the terms and conditions of the policy before making a purchase.
- Third-Party Providers
4.1 Insurance Providers: Pet Insurance HQ works with a network of third-party insurance providers. We do not endorse or guarantee the services or products offered by these providers. We are not responsible for any acts or omissions of the insurance providers or the content of their websites.
4.2 Third-Party Websites: The Website may contain links to third-party websites for your convenience. We do not endorse or assume any responsibility for the content, privacy policies, or practices of these websites. You access these websites at your own risk.
- Limitations of Liability
5.1 Disclaimer: The information and services provided on the Website are for informational purposes only and should not be considered as professional advice. Pet Insurance HQ does not guarantee the accuracy, completeness, or timeliness of the information provided.
5.2 Indemnification: You agree to indemnify, defend, and hold Pet Insurance HQ and its affiliates, officers, directors, employees, and agents harmless from any claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Website or any violation of these Terms.
5.3 Limitation of Liability: In no event shall Pet Insurance HQ be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, lost data, or business interruption, arising out of or in connection with your use of the Website, even if advised of the possibility of such damages.
- Modifications and Termination
6.1 Modifications: Pet Insurance HQ reserves the right to modify or update these Terms at any time without prior notice. The updated Terms will be posted on the Website, and your continued use of the Website after the posting constitutes your acceptance of the updated Terms.
6.2
Termination: Pet Insurance HQ may, in its sole discretion, terminate or suspend your access to the Website, with or without cause, at any time and without prior notice.
- Governing Law and Dispute Resolution
7.1 Governing Law: These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of laws principles.
7.2 Dispute Resolution: Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved through binding arbitration administered by a mutually agreed-upon arbitration service. The arbitration shall be conducted in [Jurisdiction], and the arbitrator’s decision shall be final and binding.
- General Provisions
8.1 Entire Agreement: These Terms constitute the entire agreement between you and Pet Insurance HQ regarding your use of the Website and supersede any prior agreements or understandings.
8.2 Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
8.3 Waiver: The failure of Pet Insurance HQ to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to in writing.
If you have any questions or concerns about these Terms, please contact us.